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How to Get Third-party Home Warranty Insurance

  1. Overview
  2. Approved Providers
  3. Working with Providers
  4. 2-5-10 Coverage
  5. Exemptions
  6. Continuation of Coverage


Home warranty insurance protects new homes in B.C. against construction defects in materials and labour, building envelope and structural defects. It is Canada’s strongest construction-defect insurance.

The Homeowner Protection Act and regulations require that all new homes must be built by a licensed residential builder and covered by home warranty insurance unless they are specifically excluded by the Act or regulations.