Robert Carnduff
Robert Carnduff (“Carnduff”), contrary to sections 14(1) and 22(1) of the Homeowner Protection Act (the “ Act”), built a new home in Central Saanich, B.C., (the “New Home”) between sometime before May 27, 2011 and March 27, 2012, without being a Homeowner Protection Office (“HPO”) Licensed Residential Builder (“LRB”) and without the New Home being covered by a policy of home warranty insurance.