Reginald Wilfred Ross and Jacqueline Frances Ross
Reginald Wilfred Ross (“R. Ross”) and Jacqueline Frances Ross (“J. Ross”) (together, “the Rosses”), contrary to sections 14(1) and 22(1) of the Homeowner Protection Act (the “Act”), built or caused to have built a new home in Ladysmith, BC (the “New Home”), during the period of, or about, March 21, 2016, and February 8, 2018, without being a BC Housing (“BCH”) Licensed Residential Builder (“LRB”) and without the New Home being registered for coverage by home warranty insurance (“HWI”) provided by a warranty provider.