William Bruce Andrews and Andrew Penner
William Bruce Andrews (“Andrews”) and Andrew Penner (“Penner”), contrary to sections 14(1) and 22(1) of the Homeowner Protection Act (the “ Act”), built a new home in Terrace, B.C. (the “New Home”), during the period of June 5, 2008, and April 24, 2012, without being an Homeowner Protection Office (“ HPO”) Licensed Residential Builder (“LRB”) and without the New Home being covered by home warranty insurance.