Elizabeth Anne Morrison and Kevin Burns Morrison
Elizabeth Anne Morrison (“E. Morrison”) and Kevin Burns Morrison (“K. Morrison”) (together, “the Morrisons”), contrary to sections 14(1) and 22(1) of the Homeowner Protection Act (the “Act”), commenced or caused to have commenced construction on a new home on Hornby Island, B.C. (the “New Home”) on, or about, January 21, 2016, without being a BC Housing (“BCH”) Licensed Residential Builder (“LRB”) and without the New Home being registered for coverage by home warranty insurance (“HWI”) provided by a warranty provider.